{"id":4117,"date":"2026-02-19T12:01:25","date_gmt":"2026-02-19T12:01:25","guid":{"rendered":"https:\/\/new.fininfo.bg\/expert\/%d0%bd%d0%b5%d0%bb%d0%b8-%d0%bc%d0%b0%d0%ba%d0%b5%d0%b4%d0%be%d0%bd%d1%81%d0%ba%d0%b0-%d1%86%d0%b2%d0%b5%d1%82%d0%ba%d0%be%d0%b2%d0%b0\/"},"modified":"2026-03-10T17:46:41","modified_gmt":"2026-03-10T14:46:41","slug":"neli-makedonska-czvetkova","status":"publish","type":"expert","link":"https:\/\/fininfo.bg\/en\/expert\/neli-makedonska-czvetkova\/","title":{"rendered":"Neli Makedonska \u2013 Tsvetkova"},"content":{"rendered":"<p style=\"text-align: justify;\"><span style=\"font-size: 16px;\"><span style=\"color: #000000;\">\u041d\u0435\u043b\u0438 \u041c\u0430\u043a\u0435\u0434\u043e\u043d\u0441\u043a\u0430\u2013\u0426\u0432\u0435\u0442\u043a\u043e\u0432\u0430 \u0435 \u043a\u043e\u043d\u0441\u0443\u043b\u0442\u0430\u043d\u0442 \u0441 \u043d\u0430\u0434 \u0434\u0435\u0441\u0435\u0442 \u0433\u043e\u0434\u0438\u043d\u0438 \u0434\u043e\u043a\u0430\u0437\u0430\u043d \u043e\u043f\u0438\u0442 \u0432 \u0440\u0430\u0437\u0440\u0430\u0431\u043e\u0442\u0432\u0430\u043d\u0435\u0442\u043e, \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435\u0442\u043e \u0438 \u043e\u0446\u0435\u043d\u043a\u0430\u0442\u0430 \u043d\u0430 \u043f\u0440\u043e\u0435\u043a\u0442\u0438 \u043f\u043e \u0435\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u0438 \u0438 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u0438 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u0438. <\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 16px;\"><span style=\"color: #000000;\">\u041e\u0442 2014 \u0433. \u0440\u044a\u043a\u043e\u0432\u043e\u0434\u0438 \u201e\u041d\u0438\u041b \u041a\u043e\u043d\u0441\u0443\u043b\u0442\u201c \u0415\u041e\u041e\u0414 &#8211; \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f, \u043a\u043e\u044f\u0442\u043e \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u044f \u043f\u0440\u043e\u0444\u0435\u0441\u0438\u043e\u043d\u0430\u043b\u043d\u0430 \u043a\u043e\u043d\u0441\u0443\u043b\u0442\u0430\u043d\u0442\u0441\u043a\u0430 \u043f\u043e\u0434\u043a\u0440\u0435\u043f\u0430 \u043d\u0430 \u0444\u0438\u0440\u043c\u0438, \u0437\u0435\u043c\u0435\u0434\u0435\u043b\u0441\u043a\u0438 \u043f\u0440\u043e\u0438\u0437\u0432\u043e\u0434\u0438\u0442\u0435\u043b\u0438 \u0438 \u043d\u0435\u043f\u0440\u0430\u0432\u0438\u0442\u0435\u043b\u0441\u0442\u0432\u0435\u043d\u0438 \u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446\u0438\u0438, \u043f\u043b\u0430\u043d\u0438\u0440\u0430\u0449\u0438 \u043f\u0440\u043e\u0435\u043a\u0442\u0438 \u0441 \u0435\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u043e \u0438\u043b\u0438 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u043e \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u0430\u043d\u0435.<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 16px;\"><span style=\"color: #000000;\">\u0421\u044a\u0447\u0435\u0442\u0430\u0432\u0430\u0439\u043a\u0438 \u0438\u043a\u043e\u043d\u043e\u043c\u0438\u0447\u0435\u0441\u043a\u043e\u0442\u043e \u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0442\u043e \u0441\u0438 \u043e\u0431\u0440\u0430\u0437\u043e\u0432\u0430\u043d\u0438\u0435 \u0441\u044a\u0441 \u0441\u043f\u0435\u0446\u0438\u0430\u043b\u0438\u0437\u0430\u0446\u0438\u044f \u043f\u043e \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435 \u043d\u0430 \u043f\u0440\u043e\u0435\u043a\u0442\u0438, \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438 \u043e\u0442 \u0423\u041d\u0421\u0421, \u0438 \u0434\u044a\u043b\u0433\u043e\u0433\u043e\u0434\u0438\u0448\u0435\u043d \u043f\u0440\u0430\u043a\u0442\u0438\u0447\u0435\u0441\u043a\u0438 \u043e\u043f\u0438\u0442, \u041d\u0435\u043b\u0438 \u043e\u0441\u0438\u0433\u0443\u0440\u044f\u0432\u0430<strong> \u0446\u044f\u043b\u043e\u0441\u0442\u043d\u043e \u043f\u043e\u043a\u0440\u0438\u0442\u0438\u0435 \u043d\u0430 \u043f\u0440\u043e\u0435\u043a\u0442\u043d\u0438\u044f \u0446\u0438\u043a\u044a\u043b<\/strong> \u2013 \u043e\u0442 \u0440\u0430\u0437\u0440\u0430\u0431\u043e\u0442\u0432\u0430\u043d\u0435 \u043d\u0430 \u043a\u043e\u043d\u0446\u0435\u043f\u0446\u0438\u044f \u0438 \u0430\u043d\u0430\u043b\u0438\u0437 \u043d\u0430 \u0434\u043e\u043f\u0443\u0441\u0442\u0438\u043c\u043e\u0441\u0442, \u043f\u0440\u0435\u0437 \u043f\u043e\u0434\u0433\u043e\u0442\u043e\u0432\u043a\u0430 \u0438 \u043a\u0430\u043d\u0434\u0438\u0434\u0430\u0442\u0441\u0442\u0432\u0430\u043d\u0435, \u0434\u043e \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435, \u043e\u0442\u0447\u0438\u0442\u0430\u043d\u0435 \u0438 \u043a\u043e\u043c\u0443\u043d\u0438\u043a\u0430\u0446\u0438\u044f \u0441 \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u0430\u0449\u0438\u0442\u0435 \u043e\u0440\u0433\u0430\u043d\u0438.<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 16px;\"><span style=\"color: #000000;\"><strong>\u0421\u0435\u043a\u0442\u043e\u0440\u0438 \u0438 \u0442\u0438\u043f\u043e\u0432\u0435 \u043f\u0440\u043e\u0435\u043a\u0442\u0438:<\/strong><\/span><\/span><\/p>\n<ul>\n<li style=\"text-align: justify;\"><span style=\"font-size: 16px;\"><span style=\"color: #000000;\"><strong>\u0415\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u0438 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u0438 \u0437\u0430 \u043c\u0430\u043b\u043a\u0438\u0442\u0435 \u0438 \u0441\u0440\u0435\u0434\u043d\u0438 \u043f\u0440\u0435\u0434\u043f\u0440\u0438\u044f\u0442\u0438\u044f:<\/strong> \u041f\u0440\u043e\u0433\u0440\u0430\u043c\u0430 \u201e\u0420\u0430\u0437\u0432\u0438\u0442\u0438\u0435 \u043d\u0430 \u0447\u043e\u0432\u0435\u0448\u043a\u0438\u0442\u0435 \u0440\u0435\u0441\u0443\u0440\u0441\u0438\u201c, \u041f\u0440\u043e\u0433\u0440\u0430\u043c\u0430 \u201e\u041a\u043e\u043d\u043a\u0443\u0440\u0435\u043d\u0442\u043e\u0441\u043f\u043e\u0441\u043e\u0431\u043d\u043e\u0441\u0442 \u0438 \u0438\u043d\u043e\u0432\u0430\u0446\u0438\u0438\u201c, \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u0438 \u0437\u0430 \u0442\u0440\u0430\u043d\u0441\u0433\u0440\u0430\u043d\u0438\u0447\u043d\u043e \u0441\u044a\u0442\u0440\u0443\u0434\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u043e, \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u0438 \u0437\u0430 \u0440\u0435\u0433\u0438\u043e\u043d\u0430\u043b\u043d\u043e \u0440\u0430\u0437\u0432\u0438\u0442\u0438\u0435, \u041f\u043b\u0430\u043d \u0437\u0430 \u0432\u044a\u0437\u0441\u0442\u0430\u043d\u043e\u0432\u044f\u0432\u0430\u043d\u0435 \u0438 \u0443\u0441\u0442\u043e\u0439\u0447\u0438\u0432\u043e\u0441\u0442 \u0438 \u0434\u0440.<\/span><\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"font-size: 16px;\"><span style=\"color: #000000;\"><strong>\u0421\u0435\u043b\u0441\u043a\u0438 \u0440\u0430\u0439\u043e\u043d\u0438 \u0438 \u0437\u0435\u043c\u0435\u0434\u0435\u043b\u0438\u0435: <\/strong>\u041f\u043e\u0434\u043a\u0440\u0435\u043f\u0430 \u0437\u0430 \u0437\u0435\u043c\u0435\u0434\u0435\u043b\u0441\u043a\u0438 \u043f\u0440\u043e\u0438\u0437\u0432\u043e\u0434\u0438\u0442\u0435\u043b\u0438 \u0438 \u0444\u0438\u0440\u043c\u0438 \u043e\u0442 \u0441\u0435\u043b\u0441\u043a\u0438\u0442\u0435 \u0440\u0430\u0439\u043e\u043d\u0438, \u0432\u043a\u043b\u044e\u0447\u0438\u0442\u0435\u043b\u043d\u043e \u0438\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0438\u043e\u043d\u043d\u0438 \u0438 \u0438\u043d\u043e\u0432\u0430\u0446\u0438\u043e\u043d\u043d\u0438 \u043f\u0440\u043e\u0435\u043a\u0442\u0438 \u043f\u043e \u0421\u0442\u0440\u0430\u0442\u0435\u0433\u0438\u0447\u0435\u0441\u043a\u0438\u044f \u043f\u043b\u0430\u043d, \u041f\u0440\u043e\u0433\u0440\u0430\u043c\u0430\u0442\u0430 \u0437\u0430 \u043c\u043e\u0440\u0441\u043a\u043e \u0434\u0435\u043b\u043e \u0438 \u0440\u0438\u0431\u0430\u0440\u0441\u0442\u0432\u043e \u0438 \u0434\u0440.<\/span><\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"font-size: 16px;\"><span style=\"color: #000000;\"><strong>\u041e\u0431\u0449\u043d\u043e\u0441\u0442\u0438 \u0432 \u0441\u0435\u043b\u0441\u043a\u0438\u0442\u0435 \u0440\u0430\u0439\u043e\u043d\u0438:<\/strong> \u041f\u043e\u0434\u0433\u043e\u0442\u043e\u0432\u043a\u0430 \u0438 \u0438\u0437\u043f\u044a\u043b\u043d\u0435\u043d\u0438\u0435 \u043d\u0430 \u0441\u0442\u0440\u0430\u0442\u0435\u0433\u0438\u0438 \u0437\u0430 <\/span><strong><a href=\"http:\/\/fininfo.bg\/en\/rechnik-na-proektnite-ponyatiya-v-balgarskiya-ezik\/#VOMR\" target=\"_blank\" rel=\"noopener\">\u0412\u041e\u041c\u0420<\/a><\/strong><span style=\"color: #000000;\">\u00a0<\/span><span style=\"color: #000000;\">\u0438 \u043f\u0440\u043e\u0435\u043a\u0442\u0438 \u043a\u044a\u043c <\/span><strong><a href=\"http:\/\/fininfo.bg\/en\/rechnik-na-proektnite-ponyatiya-v-balgarskiya-ezik\/#MIG\" target=\"_blank\" rel=\"noopener\">\u041c\u0435\u0441\u0442\u043d\u0438 \u0438\u043d\u0438\u0446\u0438\u0430\u0442\u0438\u0432\u043d\u0438 \u0433\u0440\u0443\u043f\u0438<\/a><span style=\"color: #000000;\">.<\/span><\/strong><\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"font-size: 16px;\"><span style=\"color: #000000;\"><strong>\u041c\u043b\u0430\u0434\u0435\u0436\u043a\u0438, \u0441\u043e\u0446\u0438\u0430\u043b\u043d\u0438 \u0438 \u043f\u0440\u0435\u0434\u043f\u0440\u0438\u0435\u043c\u0430\u0447\u0435\u0441\u043a\u0438 \u0438\u043d\u0438\u0446\u0438\u0430\u0442\u0438\u0432\u0438: <\/strong>\u041f\u0440\u043e\u0435\u043a\u0442\u0438 \u043f\u043e \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u0430 \u0415\u0440\u0430\u0437\u044a\u043c+, \u041f\u0440\u043e\u0433\u0440\u0430\u043c\u0430 LIFE \u0438 \u0434\u0440.<\/span><\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"font-size: 16px;\"><span style=\"color: #000000;\"><strong>\u0410\u043d\u0430\u043b\u0438\u0437\u0438 \u0438 \u043f\u043b\u0430\u043d\u0438\u0440\u0430\u043d\u0435: <\/strong>\u0411\u0438\u0437\u043d\u0435\u0441 \u0430\u043d\u0430\u043b\u0438\u0437\u0438, \u0441\u0442\u0440\u0430\u0442\u0435\u0433\u0438\u0447\u0435\u0441\u043a\u043e \u043f\u043b\u0430\u043d\u0438\u0440\u0430\u043d\u0435, \u043e\u0446\u0435\u043d\u043a\u0430 \u043d\u0430 \u043f\u0440\u043e\u0435\u043a\u0442\u043d\u0438 \u0438\u0434\u0435\u0438.<\/span><\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 16px;\"><span style=\"color: #000000;\">\u041e\u0442 <strong>2017 \u0433. \u0434\u043e 2022<\/strong>, \u041d\u0435\u043b\u0438 \u0435 \u0435\u043a\u0441\u043f\u0435\u0440\u0442 \u043a\u044a\u043c <strong>\u041c\u0435\u0441\u0442\u043d\u0430 \u0438\u043d\u0438\u0446\u0438\u0430\u0442\u0438\u0432\u043d\u0430 \u0433\u0440\u0443\u043f\u0430 (\u041c\u0418\u0413)<\/strong>, \u043a\u044a\u0434\u0435\u0442\u043e \u043f\u0440\u0435\u043c\u0438\u043d\u0430\u0432\u0430 \u043f\u0440\u0435\u0437 \u0446\u0435\u043b\u0438\u044f \u043f\u0440\u043e\u0446\u0435\u0441 \u043d\u0430 \u043f\u0440\u0438\u043b\u0430\u0433\u0430\u043d\u0435 \u043d\u0430 \u043f\u043e\u0434\u0445\u043e\u0434\u0430 \u0412\u041e\u041c\u0420 \u2013 \u043e\u0442 \u0440\u0430\u0437\u0440\u0430\u0431\u043e\u0442\u0432\u0430\u043d\u0435 \u043d\u0430 \u0443\u0441\u043b\u043e\u0432\u0438\u044f \u0437\u0430 \u043a\u0430\u043d\u0434\u0438\u0434\u0430\u0442\u0441\u0442\u0432\u0430\u043d\u0435 \u0438 \u043f\u043e\u0434\u0433\u043e\u0442\u043e\u0432\u043a\u0430 \u043d\u0430 \u043f\u0440\u043e\u0446\u0435\u0434\u0443\u0440\u0438, \u0434\u043e \u043e\u0446\u0435\u043d\u043a\u0430 \u043d\u0430 \u043f\u0440\u043e\u0435\u043a\u0442\u043d\u0438 \u043f\u0440\u0435\u0434\u043b\u043e\u0436\u0435\u043d\u0438\u044f \u0438 \u0440\u0430\u0431\u043e\u0442\u0430 \u0441 \u0431\u0435\u043d\u0435\u0444\u0438\u0446\u0438\u0435\u043d\u0442\u0438.<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 16px;\"><span style=\"color: #000000;\">\u0422\u043e\u0437\u0438 \u043e\u043f\u0438\u0442 \u045d \u0434\u0430\u0432\u0430 <strong>\u0446\u044f\u043b\u043e\u0441\u0442\u043d\u0430 \u043f\u0435\u0440\u0441\u043f\u0435\u043a\u0442\u0438\u0432\u0430 \u043a\u0430\u043a\u0442\u043e \u043e\u0442 \u0441\u0442\u0440\u0430\u043d\u0430\u0442\u0430 \u043d\u0430 \u043a\u0430\u043d\u0434\u0438\u0434\u0430\u0442\u0438\u0442\u0435, \u0442\u0430\u043a\u0430 \u0438 \u043e\u0442 \u0441\u0442\u0440\u0430\u043d\u0430\u0442\u0430 \u043d\u0430 \u0430\u0434\u043c\u0438\u043d\u0438\u0441\u0442\u0440\u0430\u0446\u0438\u044f\u0442\u0430 <\/strong>\u0438 \u044f \u043f\u0440\u0430\u0432\u0438 \u0446\u0435\u043d\u0435\u043d \u043f\u0430\u0440\u0442\u043d\u044c\u043e\u0440 \u0437\u0430 \u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446\u0438\u0438, \u043a\u043e\u0438\u0442\u043e \u0442\u044a\u0440\u0441\u044f\u0442 \u043f\u0440\u043e\u0444\u0435\u0441\u0438\u043e\u043d\u0430\u043b\u043d\u0430 \u043f\u043e\u0434\u043a\u0440\u0435\u043f\u0430 \u043f\u0440\u0438 \u0438\u0437\u043f\u044a\u043b\u043d\u0435\u043d\u0438\u0435 \u043d\u0430 \u043f\u0440\u043e\u0435\u043a\u0442\u0438 \u0432 \u0441\u0435\u043b\u0441\u043a\u0438\u0442\u0435 \u0440\u0430\u0439\u043e\u043d\u0438.<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 16px;\"><span style=\"color: #000000;\">\u0420\u0430\u0431\u043e\u0442\u0430\u0442\u0430 \u043d\u0430 \u041d\u0435\u043b\u0438 \u043a\u0430\u0442\u043e \u043a\u043e\u043d\u0441\u0443\u043b\u0442\u0430\u043d\u0442 \u043f\u043e \u0435\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u043e \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u0430\u043d\u0435 \u0435 \u043d\u0430\u0441\u043e\u0447\u0435\u043d\u0430 \u043a\u044a\u043c \u0442\u043e\u0432\u0430 \u0434\u0430:<\/span><\/span><\/p>\n<ul>\n<li style=\"text-align: justify;\"><span style=\"font-size: 16px;\"><span style=\"color: #000000;\">\u0438\u0437\u0432\u044a\u0440\u0448\u0432\u0430 <strong>\u043f\u0440\u0435\u0434\u0432\u0430\u0440\u0438\u0442\u0435\u043b\u0435\u043d \u0430\u043d\u0430\u043b\u0438\u0437 \u043d\u0430 \u0443\u0441\u043f\u0435\u0432\u0430\u0435\u043c\u043e\u0441\u0442\u0442\u0430 <\/strong>\u043d\u0430 \u043f\u0440\u043e\u0435\u043a\u0442\u043d\u0430\u0442\u0430 \u0438\u0434\u0435\u044f, \u0437\u0430 \u0434\u0430 \u0433\u0430\u0440\u0430\u043d\u0442\u0438\u0440\u0430, \u0447\u0435 \u043a\u043b\u0438\u0435\u043d\u0442\u044a\u0442 \u0438\u043d\u0432\u0435\u0441\u0442\u0438\u0440\u0430 \u0432\u0440\u0435\u043c\u0435 \u0438 \u0440\u0435\u0441\u0443\u0440\u0441\u0438 \u0441\u0430\u043c\u043e \u0432 \u043f\u0440\u043e\u0435\u043a\u0442\u0438 \u0441 \u0440\u0435\u0430\u043b\u0435\u043d \u043f\u043e\u0442\u0435\u043d\u0446\u0438\u0430\u043b \u0437\u0430 \u043e\u0434\u043e\u0431\u0440\u0435\u043d\u0438\u0435;<\/span><\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"font-size: 16px;\"><span style=\"color: #000000;\">\u043d\u0430\u043c\u0430\u043b\u044f\u0432\u0430 \u0440\u0438\u0441\u043a\u0430 \u0437\u0430 \u043a\u043b\u0438\u0435\u043d\u0442\u0430 \u0447\u0440\u0435\u0437 \u044f\u0441\u043d\u043e \u043f\u043b\u0430\u043d\u0438\u0440\u0430\u043d\u0435 \u0438 \u0440\u0430\u043d\u043d\u0430 \u0438\u0434\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u044f \u043d\u0430 \u0432\u044a\u0437\u043c\u043e\u0436\u043d\u0438 \u043f\u0440\u0435\u0434\u0438\u0437\u0432\u0438\u043a\u0430\u0442\u0435\u043b\u0441\u0442\u0432\u0430;<\/span><\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"font-size: 16px;\"><span style=\"color: #000000;\">\u043e\u043f\u0440\u043e\u0441\u0442\u044f\u0432\u0430 \u043f\u0440\u043e\u0446\u0435\u0441\u0438\u0442\u0435 \u0438 \u043f\u0440\u0435\u0432\u0440\u044a\u0449\u0430 \u0430\u0434\u043c\u0438\u043d\u0438\u0441\u0442\u0440\u0430\u0442\u0438\u0432\u043d\u0438\u0442\u0435 \u0438\u0437\u0438\u0441\u043a\u0432\u0430\u043d\u0438\u044f \u0432 \u044f\u0441\u043d\u0438 \u0438 \u0443\u043f\u0440\u0430\u0432\u043b\u044f\u0435\u043c\u0438 \u0441\u0442\u044a\u043f\u043a\u0438;<\/span><\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"font-size: 16px;\"><span style=\"color: #000000;\">\u0432\u043e\u0434\u0438 \u043f\u0440\u043e\u0435\u043a\u0442\u0438\u0442\u0435 \u043a\u044a\u043c <strong>\u0443\u0441\u043f\u0435\u0448\u043d\u0430 \u0438 \u0443\u0441\u0442\u043e\u0439\u0447\u0438\u0432\u0430 \u0440\u0435\u0430\u043b\u0438\u0437\u0430\u0446\u0438\u044f<\/strong>, \u043a\u0430\u0442\u043e \u043e\u0441\u0438\u0433\u0443\u0440\u044f\u0432\u0430 \u043f\u044a\u043b\u043d\u0430 \u043f\u043e\u0434\u043a\u0440\u0435\u043f\u0430 \u043f\u0440\u0435\u0437 \u0446\u0435\u043b\u0438\u044f \u0438\u043c \u0436\u0438\u0437\u043d\u0435\u043d \u0446\u0438\u043a\u044a\u043b.<\/span><\/span><\/li>\n<li><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-size: 16px;\"><span style=\"color: #000000;\">\u0421\u0432\u044a\u0440\u0436\u0435\u0442\u0435 \u0441\u0435 \u0441 \u041d\u0435\u043b\u0438 \u041c\u0430\u043a\u0435\u0434\u043e\u043d\u0441\u043a\u0430 \u0434\u0438\u0440\u0435\u043a\u0442\u043d\u043e \u043e\u0442 \u0431\u0443\u0442\u043e\u043d\u0430 \u0437\u0430 \u0437\u0430\u043f\u0438\u0442\u0432\u0430\u043d\u0435 \u0438\u043b\u0438 \u043d\u0438 \u043f\u043e\u0442\u044a\u0440\u0441\u0435\u0442\u0435 \u0437\u0430 \u043f\u0440\u0435\u043f\u043e\u0440\u044a\u043a\u0430.<\/span><\/span><\/p>","protected":false},"featured_media":7146,"template":"","expert_type":[119],"expert_category":[177],"class_list":["post-4117","expert","type-expert","status-publish","has-post-thumbnail","hentry","expert_type-financing","expert_category-child-konsultanti-po-finansirane-bezvazmezdna-pomosth","pmpro-has-access"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u041d\u0435\u043b\u0438 \u041c\u0430\u043a\u0435\u0434\u043e\u043d\u0441\u043a\u0430 \u2013 \u0426\u0432\u0435\u0442\u043a\u043e\u0432\u0430 - Fininfo.bg<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fininfo.bg\/en\/expert\/neli-makedonska-czvetkova\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u041d\u0435\u043b\u0438 \u041c\u0430\u043a\u0435\u0434\u043e\u043d\u0441\u043a\u0430 \u2013 \u0426\u0432\u0435\u0442\u043a\u043e\u0432\u0430 - Fininfo.bg\" \/>\n<meta property=\"og:description\" content=\"\u041d\u0435\u043b\u0438 \u041c\u0430\u043a\u0435\u0434\u043e\u043d\u0441\u043a\u0430\u2013\u0426\u0432\u0435\u0442\u043a\u043e\u0432\u0430 \u0435 \u043a\u043e\u043d\u0441\u0443\u043b\u0442\u0430\u043d\u0442 \u0441 \u043d\u0430\u0434 \u0434\u0435\u0441\u0435\u0442 \u0433\u043e\u0434\u0438\u043d\u0438 \u0434\u043e\u043a\u0430\u0437\u0430\u043d \u043e\u043f\u0438\u0442 \u0432 \u0440\u0430\u0437\u0440\u0430\u0431\u043e\u0442\u0432\u0430\u043d\u0435\u0442\u043e, \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435\u0442\u043e \u0438 \u043e\u0446\u0435\u043d\u043a\u0430\u0442\u0430 \u043d\u0430 \u043f\u0440\u043e\u0435\u043a\u0442\u0438 \u043f\u043e \u0435\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u0438 \u0438 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u0438 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u0438. &nbsp; \u041e\u0442 2014 \u0433. \u0440\u044a\u043a\u043e\u0432\u043e\u0434\u0438 \u201e\u041d\u0438\u041b \u041a\u043e\u043d\u0441\u0443\u043b\u0442\u201c \u0415\u041e\u041e\u0414 &#8211; \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f, \u043a\u043e\u044f\u0442\u043e \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u044f \u043f\u0440\u043e\u0444\u0435\u0441\u0438\u043e\u043d\u0430\u043b\u043d\u0430 \u043a\u043e\u043d\u0441\u0443\u043b\u0442\u0430\u043d\u0442\u0441\u043a\u0430 \u043f\u043e\u0434\u043a\u0440\u0435\u043f\u0430 \u043d\u0430 \u0444\u0438\u0440\u043c\u0438, \u0437\u0435\u043c\u0435\u0434\u0435\u043b\u0441\u043a\u0438 \u043f\u0440\u043e\u0438\u0437\u0432\u043e\u0434\u0438\u0442\u0435\u043b\u0438 \u0438 \u043d\u0435\u043f\u0440\u0430\u0432\u0438\u0442\u0435\u043b\u0441\u0442\u0432\u0435\u043d\u0438 \u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446\u0438\u0438, \u043f\u043b\u0430\u043d\u0438\u0440\u0430\u0449\u0438 \u043f\u0440\u043e\u0435\u043a\u0442\u0438 \u0441 \u0435\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u043e \u0438\u043b\u0438 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u043e \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u0430\u043d\u0435. &nbsp; \u0421\u044a\u0447\u0435\u0442\u0430\u0432\u0430\u0439\u043a\u0438 \u0438\u043a\u043e\u043d\u043e\u043c\u0438\u0447\u0435\u0441\u043a\u043e\u0442\u043e \u0438 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fininfo.bg\/en\/expert\/neli-makedonska-czvetkova\/\" \/>\n<meta property=\"og:site_name\" content=\"Fininfo.bg\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-10T14:46:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fininfo.bg\/wp-content\/uploads\/2026\/02\/fb_img_1764714007567-1.jpg\" \/>\n\t<meta property=\"og:image:width\" 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